"Our Critical Thinking 2024 research highlighted that claimants are more likely to pay for private healthcare than repay their mortgage, a fact that underpins the value of advanced payments for heart surgery and other waiting list conditions."
Alan Lakey, CIExpert
Guardian has unveiled a host of improvements to both its adult and children’s critical illness cover.
They now make a full payment for 12 conditions and £50,000 for two additional payment conditions when placed on an NHS waiting list for surgery. This replaces the previous Surgery Cover where an advance payment of up to £50,000 was paid if any one of eight conditions resulted in being placed on a UK waiting list.
Additionally, Guardian has added two new 100% conditions as well as a new additional payment condition. As before, all changes are backdated to existing policyholders.
